Start free, move to Solo or Core when the business is ready, and use Holdings only for assurance work.
Day-zero and pre-revenue businesses
$0per month
No card. Full product until the revenue or 12-month gate.
Single-entity businesses past the Free gate
$25per month
Billed annually at $300. Save $48 a year.
Multi-entity owners and operators
$59per month
Billed annually at $708. Save $192 a year.
Families, holdcos, and diligence-heavy groups
$169per month
Billed annually at $2028. Save $360 a year.
Accounting and bookkeeping firms
Custom
$25 per client organization, firm-billed, with a 3-year price lock.
Your signup price never rises. Totter only adds tiers above you, and Core keeps unlimited entities for every subscriber on that tier.
The full product is open until $50K trailing bank-feed revenue or 12 months.
It is for one entity only. Entity 2 points to Core, where every entity after that is included.
Consolidation, estate registry depth, advisor RBAC, exports, and priority support sit above Core.
Existing subscribers keep their signup price on their tier permanently.
Every tier includes clean general ledger and trial balance exports.
Growth comes from payments, payroll, registered agent, and advisory rails, not repricing your books.
QuickBooks Online updates Essentials, Plus, and Advanced prices on August 1, 2026. Xero UK removes its multi-organisation discount on September 1, 2026.
Start free with the full product, no card required, for up to 3 entities until the revenue or 12-month gate. Solo is for one entity. Core stays flat across unlimited entities, users, and advisor seats. Holdings adds assurance and consolidation above Core.
Yes. Import your file and keep the same transactions, the same categories, and the same account numbers — your account codes are preserved exactly as you wrote them. Your categorization history becomes rules on the live feed.
Never. Each entity keeps its own ledger, chart of accounts, and reports. Parent and child relationships are modeled for structure and rollups, but the books themselves stay separate — that boundary is enforced at the ledger.
They wait in a review queue. Rules and known merchants suggest a category and tell you why, and nothing touches your books until you review and post it.
Yes. Roles are scoped per entity, so a bookkeeper can work in one company without seeing another. Reports come from posted entries only, every action lands in the audit trail, and general ledger and trial balance exports are built in.
They keep their job and their workflow. Seats are unlimited, roles are scoped to the entities they work on, and the day-to-day — registers, rules, review-and-post — feels familiar from the first login. There is nothing for them to relearn from scratch.
Reports generated from posted entries only, labeled with basis and period. General ledger and trial balance exports whenever they want them, and an audit trail behind every number. Advisor seats are included, so they can pull it all themselves.
Sensitive identifiers are encrypted at rest, every material action is logged, and your books export cleanly at any time — general ledger, trial balance, and reports. Leaving is always an option, which is exactly why you can trust staying.
A small, focused team — and Totter runs its own books on Totter, so the guardrails hold us before they hold you. Read why we built it on the About page.
Cancel anytime. Your books export cleanly, including your general ledger and trial balance, so you are never locked in.
No. Totter surfaces records and prompts to review with your CPA. It never provides final tax or legal advice.
Something else on your mind? Ask us directly.
Paid tiers start with a 30-day trial. The $1 welcome offer applies when you convert.